Shopkeepers’ Insurance

This policy is designed to cover various risks and contingencies faced by small shopkeepers under a single policy. The policy provides protection for property and interests of the insured and his partners in the shop. The shop premises must conform to specification of class “A” construction as per fire tariff. The policy is issued as a package policy in which insured is given a number of coverage which is generally available as separate and individual policies. The policy includes fire and allied perils, burglary and house breaking, money insurance, pedal cycle, plate glass. Neon and glow sign, baggage insurance, personal accident fidelity guarantee, public liability and workmen’s compensation liability. The shops where the value at risk is not exceeding 20,000 dollars at any time during the policy year are eligible to buy this policy.